Blog post
July 17, 2024

Buy Now, Pay Later: mapping shifts in consumer spending & brand associations amidst difficult times

During a time of high interest rates and restrained spending, Buy Now, Pay Later (BNPL) is offering another avenue for consumers to cope financially.

In this environment individual approaches to finances are shifting with a growing number utilising BNPL for essentials rather than luxuries. As a result, attitudes towards spending are also evolving.

There are increased calls for regulation and scrutiny of the sector, with proposals for oversight similar to that of traditional credit cards. For brands even tangentially involved in the sector, and the PR & Comms professionals in situ, understanding what messaging resonates, where risk lies and how trust might be earned is essential.

Gain data-backed perspective on the communities engaging with the BNPL sector – from Gen-Z to political followers and fintech enthusiasts – and go beyond surface insights to understand their evolving preferences, concerns, and the implications for future financial behaviours.

To access these insights, simply fill in the form

Download now

Share

Similar articles

object(WP_Post)#11118 (24) { ["ID"]=> int(42501) ["post_author"]=> string(2) "75" ["post_date"]=> string(19) "2025-10-07 03:02:47" ["post_date_gmt"]=> string(19) "2025-10-07 03:02:47" ["post_content"]=> string(9746) "

During reputational crises, many brands find themselves pressed into strategies that are entirely reactive. However, a better understanding of a brand's audience and stakeholders – how they communicate and what they value – would empower brands and the teams running their messaging to respond more authentically, helping comms land in the right way at the right time.
With AI content taking over audience news and social feeds, brand leadership must invest in creating a framework that actually measures authenticity.

Prashant Saxena, VP of Revenue and Insights, for Isentia (SEA region) in his research paper on "Authenticity in the age of AI" has identified cues or signals that audiences subconsciously look for when identifying if a social post is written by a human or virtual influencer. Understanding these cues gives brands and PR leaders a much needed manual or playbook that guides them with the content audiences expect to consume. These equip us with a practical roadmap with clear implications for AI governance and digital literacy amidst the workplace and audiences.

Why is authenticity in crisis?

There is a trust gap, as audiences show declining faith in brands and their leadership. Some of these factors are highly polarised, such as differing responses to CEOs and their part in society. But the most universal, and nascent, challenge to brand trust appears to be the rollout of AI. Businesses are now under the microscope, with changes to business models, substandard service and inauthentic communications all likely to be blamed on leadership teams haphazardly implementing AI solutions.

Astronomer's former CEO Andy Byron and the controversy at the Coldplay concert has added to this decline in trust and all the more underscores an authenticity crisis. Post the controversy, there was a fake apology statement that was circulated on X and other social media platforms. The company had to release a statement saying that the apology was in fact fake and was concocted by someone who wanted to satisfy audience sentiments. This is very telling in that, audiences will always be more attracted to content that conforms with their views and would accept anything at face value without having the need to fact check.

This underpins the need for brands to be as authentic as possible when it comes to responding to crisis.

Cues in action

Audiences are more alert than ever to signals of what feels genuine online. These subtle markers, from factual accuracy and cultural relevance to tone, consistency, and timing, influence whether people trust a brand’s message, engage with it, or scroll past.

Our analysis of leadership posts on social platforms reveals a pattern. The more authenticity cues a post displayed, the higher the engagement it received. It’s not about relying on one signal but about layering multiple ones together. Posts that showed identity, accuracy, emotional expression, and consistency outperformed those that didn’t. For brands, this insight offers a practical takeaway. Every post can be tested against these cues. The closer the content aligns with them, the more likely it is to spark meaningful engagement. When conversations are filtered through these markers, the most valuable audience feedback comes into focus, the kind that helps brands adjust strategies and connect more deeply with people.

Looking at how tech leaders post on LinkedIn shows just how powerful authenticity cues can be. Piotr Skalski’s celebration of hitting 30,000 GitHub stars combined identity, visuals, community validation, and more - and it drew the highest engagement. Tay Bannerman’s post leaned on accuracy, cultural insight, and emotion, earning slightly less traction, while Oliver Molander’s take on ChatGPT carried fewer cues overall and saw the lowest engagement of the three. This comparison highlights how posts with a richer mix of cues tend to resonate more, while those with fewer signals struggle to spark the same response.

Authenticity isn’t one-dimensional. It’s built from many layers, and brands that balance the scale and efficiency of AI with recognisable human signals will stand out. Those who manage both can achieve more by building trust, relevance, and long-term human connection. Ching Yee Wong, VP of Communications, APEC at Marriott International said, "AI can enhance planning and recommendations, but the human element remains central to the experience. Technology supports efficiency, while cultural sensitivity and personal care must remain human-driven."

How the launch of Chat GPT-5 did not conform with audience expectations

The GPT-5 launch was not the best. The expectations were so high, that audiences knew it was bound to disappoint. Why was it not up to mark? The online vocal users of a brand are the spokespeople that the brand did not choose. These audiences are loyal users of the product and in exchange, they expect that the brand provide them with what they need. The monetary aspect becomes irrelevant if the brand delivers.

When OpenAI launched GPT-5, many long-time users felt let down. The decision to merge earlier models into one version was seen by some as a cost-cutting move, and the disappointment was loudest among the platform’s most loyal audience. Running these reactions through our authenticity cues showed a clear gap in cultural relevance. The release didn’t reflect the expectations or norms of its most vocal users. That’s an important lesson for brands and leaders - audiences want to feel heard. The best way to achieve that is by analysing online conversations through these cues, which can reveal what people truly expect and guide how to respond.


Interested in learning how Isentia can help? Fill in your details below to get access to our latest Authenticity Report and read more about our cues designed to measure brand authenticity.

" ["post_title"]=> string(58) "How to rebuild brand trust through authentic communication" ["post_excerpt"]=> string(134) "Learn the major cues or signals that help PR leaders and brands measure authenticity, to deal with reputation risks and rebuild trust." ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(58) "how-to-rebuild-brand-trust-through-authentic-communication" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2025-10-07 03:02:53" ["post_modified_gmt"]=> string(19) "2025-10-07 03:02:53" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(32) "https://www.isentia.com/?p=42501" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" }
Blog
How to rebuild brand trust through authentic communication

Learn the major cues or signals that help PR leaders and brands measure authenticity, to deal with reputation risks and rebuild trust.

object(WP_Post)#10929 (24) { ["ID"]=> int(42392) ["post_author"]=> string(2) "75" ["post_date"]=> string(19) "2025-09-30 02:09:06" ["post_date_gmt"]=> string(19) "2025-09-30 02:09:06" ["post_content"]=> string(11789) "

Mass AI-generated content has overwhelmed our social feeds, and that has set a sense of panic among PR leaders. Brand communications were tricky earlier, but this has been exasperated even further by AI content. Audiences have been left confused, whether it be not being able to differentiate between real and fake personalities online or fake statements being circulated to mislead audiences. This has kept leadership wondering how they can cut through and impact their target audiences who are, at the moment, overstimulated with AI-driven content.

We analysed 30M data points between 1st January 2025 - 12th August 2025 globally on social and mainstream media like X, Forums, Online news, LinkedIn, TikTok, Instagram and Facebook. We looked at real world cases of how audiences have been misled to believe something is real, and how this started a domino effect on the content being consumed by the world today.

The rise of synthetic content outranks fact-checkers by a mile

Synthetic media has taken over the internet and audience feeds have been flooded with unrelated and unreliable AI content. What's important to note is that, with mass AI content, unreliability can lead to getting into a dangerous spiral of consuming nonsensical content that does not benefit anybody. As a result, audiences have started to defend the content they see by wanting to only subscribe to what conforms with their expectations. With a decline in the number of fact-checkers, misinformation and disinformation have become rampant.

A real word case was when in the US a squirrel named Peanut “P-Nut” was given euthanasia for being illegally kept by a US citizen, a fake statement by President Donald Trump, in disagreement with the euthanasia by the authorities, was widely circulated on X. Audiences sympathised with this statement and stood by Trump, going as far as gathering support to make him the next President. This was a snowball effect, and the reason this happened was because the audiences had a public figure support what they were already thinking and Trump’s statement conformed with their expectations. Although the statement did not have any AI-involvement, it has become a case in point to understand how audiences perceive AI content. If they like what they see, whether it is human or AI, not a second is spared to confirm its authenticity.

Virtual influencers are creeping in on social media feeds

Mia Zelu, a virtual influencer, grew popular during this year's Wimbledon. On her Instagram, she had uploaded a photo carousel that looked like she was physically there at the All England Club enjoying a drink. At first, she seemed real, but the media and audiences quickly questioned it. She posted the images in July of this year during the tournament with a caption, but was quick to disable her comment section adding to the mystery and debate. There was a lot of online backlash with audiences clearly frustrated with how easily deceiving this could be. Despite the backlash, her follower count grew and her account now has about 168k followers.

The conversations around AI influencers is only just beginning and raises serious questions on authenticity, digital consumption and how AI personas can truly affect audience perceptions - without truly existing.

AI means brands are operating in a space of reduced trust

According to the AI Marketing Benchmark Report 2024, the trust deficit directly impacts brand communications strategies, as 36.7% of marketers worry about the authenticity of AI-driven content, while 71% of consumers admit they struggle to trust what they see or hear because of AI.

Audiences are not rejecting AI outright, but the opacity around it could be dangerous, making their confidence in AI as a tool shaky. This is where PR leaders need to make authentic communication a necessity and not just a "nice-to-have". In times where audiences are doubting whether a message was written by a human or a machine, the value of genuine and sincere human-driven storytelling rises.

Real-world instances where AI as a tool misses

Scepticism towards AI doesn’t just come from high-profile controversies. It shows up in small, everyday moments that frustrate audiences and remind them how fragile trust can be.

  • Grok’s image blunder: A widely shared photo of a young girl begging for food in Gaza was wrongly tagged by Grok as being from Iraq in 2004. The mistake spread quickly across platforms, fuelling anger about misinformation and raising questions about the reliability of AI tools.
  • McDonald’s drive-thru glitch: A customer in the US posted a TikTok showing how AI at a drive-thru added nine extra sweet teas to her order. The error caused by crosstalk from another lane, might seem trivial, but it highlights how automation can fail at simple tasks and how easily those failures go viral when shared online.
  • Air Canada chatbot case: A customer seeking information about bereavement fares was misled by the airline’s chatbot. When the company was asked to explain this, they claimed the chatbot was “responsible for its own actions.” A Canadian tribunal then, rejected this defence and ordered Air Canada to compensate the passenger. The incident drew widespread coverage, reinforcing public concerns that businesses are over-relying on AI without accountability.

Audiences expect to consume "more real and less fake"

The November 2024 Coca-Cola holiday campaign controversy exemplifies how quickly AI-generated content can trigger consumer backlash. When Coca-Cola used AI to create three holiday commercials, the response was overwhelmingly negative, with both consumers and creative professionals condemning the company's decision not to employ human artists. Despite Coca-Cola's defense that they remain dedicated in creating work that involves both human creativity and technology, the incident highlighted how AI usage in creative content can be perceived as a betrayal of brand authenticity, particularly devastating for a company whose holiday campaigns have historically celebrated human connection and nostalgia.

This kind of response to a multinational company really sets the record straight around what audiences expect to consume. PR leaders and marketers need to tread carefully when creating content, making sure there's no over-dependence on AI and that is obvious for anyone to point out there is no human creativity. Authenticity is in crisis only when we let go of our control around AI. This mandates a need for more fact-checkers and more audits around brands and leadership.


Interested in learning how Isentia can help? Fill in your details below to access the full Authenticity Report 2025 that uncovers cues for measuring brand and stakeholder authenticity.

" ["post_title"]=> string(47) "AI has saturated audience news and social feeds" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(47) "how-ai-saturated-audience-news-and-social-feeds" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2025-10-02 04:47:05" ["post_modified_gmt"]=> string(19) "2025-10-02 04:47:05" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(32) "https://www.isentia.com/?p=42392" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" }
Blog
AI has saturated audience news and social feeds

Mass AI-generated content has overwhelmed our social feeds, and that has set a sense of panic among PR leaders. Brand communications were tricky earlier, but this has been exasperated even further by AI content. Audiences have been left confused, whether it be not being able to differentiate between real and fake personalities online or fake […]

object(WP_Post)#8652 (24) { ["ID"]=> int(42234) ["post_author"]=> string(2) "75" ["post_date"]=> string(19) "2025-09-23 02:58:22" ["post_date_gmt"]=> string(19) "2025-09-23 02:58:22" ["post_content"]=> string(3748) "

Unreliable AI content is on the rise and fact-checkers have continually declined, that has made any content's online authenticity questionable. Misinformation is rising and undeniably on an upward trend. How can PR leaders navigate a world where AI is challenging authenticity?

With virtual influencers creeping up, fake statements of leaders being circulated and the most famous LLM not living up to customer expectations, audiences have checked out and find it hard to believe what's real. Mass AI-generated content is adding to the trouble, and soon brands and leaders need to strategise how this can be handled.

To access these insights, simply fill in the form below:

In this report we explore:

  • Rise of unreliable mass-generated AI content 
  • Why confidence in PR leaders is slipping
  • Audience cues that help navigate reputational challenges

Contact us to discover more insights around the latest happenings in the social and mainstream space and how leaders are navigating this changing media landscape.

" ["post_title"]=> string(73) "How can PR leaders navigate a world where AI is challenging authenticity?" ["post_excerpt"]=> string(133) "Explore how PR leaders must analyse audience cues of online content to see how AI can aid with responding to reputational challenges." ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(72) "how-can-pr-leaders-navigate-a-world-where-ai-is-challenging-authenticity" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2025-09-23 07:01:32" ["post_modified_gmt"]=> string(19) "2025-09-23 07:01:32" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(32) "https://www.isentia.com/?p=42234" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" }
Blog
How can PR leaders navigate a world where AI is challenging authenticity?

Explore how PR leaders must analyse audience cues of online content to see how AI can aid with responding to reputational challenges.

object(WP_Post)#10873 (24) { ["ID"]=> int(40427) ["post_author"]=> string(2) "36" ["post_date"]=> string(19) "2025-06-25 23:15:57" ["post_date_gmt"]=> string(19) "2025-06-25 23:15:57" ["post_content"]=> string(2105) "

Every stakeholder relationship is different, and managing them effectively takes more than a one-size-fits-all approach.

From campaign planning to long-term engagement, having the right tools and strategy in place can make the difference between missed connections and meaningful impact.

This guide covers:

  • Identifying and understanding your key stakeholders
  • Mapping and modelling for influence and engagement
  • Equipping your team to maintain and grow strategic relationships

Get your copy now

" ["post_title"]=> string(40) "The fundamentals of stakeholder strategy" ["post_excerpt"]=> string(128) "A practical guide to tailored stakeholder management, offering strategies and tools to identify, map, and nurture relationships." ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(4) "open" ["post_password"]=> string(0) "" ["post_name"]=> string(40) "the-fundamentals-of-stakeholder-strategy" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2025-09-04 03:25:55" ["post_modified_gmt"]=> string(19) "2025-09-04 03:25:55" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(32) "https://www.isentia.com/?p=40427" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" }
Blog
The fundamentals of stakeholder strategy

A practical guide to tailored stakeholder management, offering strategies and tools to identify, map, and nurture relationships.

Ready to get started?

Get in touch or request a demo.